The Australian Government has two payments to assist families with the cost of child care – Child Care Benefit (CCB) and Child Care Rebate (CCR).
- Child Care Benefit is based on family income and is usually paid directly to the child care service to help reduce fees that eligible families have to pay.
- Child Care Rebate is not income tested and is an additional payment to Child Care Benefit which helps families cover the out-of-pocket costs of child care. It covers up to 50 per cent of out-of-pocket child care costs, and its annual cap is currently $7,500 per child. Out-of-pocket child care costs are calculated after deducting any Child Care Benefit payments that are received.
Prior to enrolment it is advisable for eligible families to contact the Department of Human Services (DHS) to apply for an assessment of Child Care Benefit and/or Child Care Rebate. Even if your Child Care Benefit entitlement is zero (due to your combined income), you may still be eligible for the Child Care Rebate.
Full fees will be charged for any interim period of care if your application to the Department is delayed or expires. For new families, Child Care Benefit can be backdated 28 days from the date you register your application. If this occurs, fees will be adjusted to include your Child Care Benefit entitlement.
Note: Families that salary package their fees are not entitled to Child Care Benefit or the Child Care Rebate.